Description: This material from the 1981 SOA Fall Meeting is a collection of impromptu questions and comments from an Open Forum session on policy loans. The purpose of this session is to discuss the policy loan rates, equity between borrowers and non-borrowers, and equity among groups of policy-owners having different contractual loan rates. The variable loan rate proposal and direct recognition are also covered. From Record of the Society of Actuaries 1981, Volume 7, No. 4.

Description: This is a discussion of recent experience for companies of first year lapses, surrenders at policy durations with appreciable cash values, total voluntary terminations and factors which contribute to current lapses and surrenders. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2

Description: This discussion looks at the effect of recent economic conditions on the volume and distribution of new business, recent trends in lapse rates and recent expense rates. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.

Description: This note suggests a simple approximate formula for the purpose of computing a terminal reserve when only mean reserves and net premiums are known. The author provides an expression for the error in this approximate formula and an exact formula for terminal reserves in terms of mean reserves, amounts of insurance, and a set of constants. From Transactions of Society of Actuaries 1951, Vol. 3, No. 6.

Description: This discussion on graded premiums looks at the effect of graded premiums on the volume of life insurance written, any problems which have developed from the operating, policyholder or agent perspective and emerging trends. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.

Description: Predicts the rise of variable life insurance and discusses some product issues.

Description: This is a discussion of miscellaneous topics. From the Transactions of Society of Actuaries 1962, Vol. 12 Pt. 2 Includes discussion of automation opportunities, persistency studies, and stop-loss and catastrophe reinsurance

Description: This is a discussion of the paper, Actuarial Note: Terminal Reserves from Mean Reserves and Net Premiums by Dale R. Gustafson. From Transactions of Society of Actuaries 1951, Vol. 3, No. 7.

Description: The following topics were discussed at concurrent sessions: 1. The Actuary's responsibilities- pensions, 2. Policy loan problems, 3. New forms of group insurance, and 4. Corporate financial management of mutual life insurance companies. From Transactions of Society of Actuaries, 1974 Vol. 26, Pt. 2D, No. 75AB.